Why I’ve given up trying to budget and am just going to focus on my savings rate for FIRE
Calculating My Savings Rate for FIRE – Why I’ve given up budgeting and still feel confident
Tag: the basics
What is an Index Fund? A Wealth Cheat Code!
(Good) index funds are a low-fee, low-effort way to build wealth. This is part of a continuing series on the basics, where we look at things that probably should have been taught in school if they weren’t so busy having us memorize dates (or dropping out, in my case). While […]
Median vs Average: Bite-Size Basics
A quick explainer on Median vs Average to help when taking stock of your finances In this short post (part of an ongoing series on the basics), we’ll talk about the difference between median vs average, and why it’s important to pay attention to both numbers when assessing your financial […]
4% Rule: The Key to Retirement at Any Income Level
Explaining the basic (but life-changing!) “4% Rule” – which lays out a path to retiring safely at any age. The “safe withdrawal rate,” also commonly referred to as the 4% rule is simply this: You can withdraw 4% of your invested assets…forever! It’s not a particularly new or complicated concept, […]
“I Don’t Want a Raise” – Misunderstanding Tax Brackets
This post will deconstruct the common misconception that getting a raise/bonus that puts you into the next tax bracket will actually end up costing you money…
Cost of Convenience: Single-Serve is a Money Pit
How the little things (in this case…little packages) can add up to a lot when you’re buying groceries. We’ll look at how choosing between the smallest package and the biggest one at a regular grocery store can mean a 213% difference in price
Save $3,000/yr on Groceries – Unit Pricing at Scale
We’ll show you how to save thousands a year on groceries by simply picking the package with lowest unit price
Save on Groceries with Unit Pricing (no coupons required)
In this post we’ll look at the benefits of shopping based on unit price, with a few simple examples