Because I was contacted by a super talented young artist that also happens to be interested in the Personal Finance 101/Basics articles, we worked out an arrangement where she’d provide illustrations for articles and help make some of the “basics” content more appealing to the youths. Think of it like Microsoft Word having Clippy, only hopefully less terrible and intrusive.
(Good) index funds are a low-fee, low-effort way to build wealth. This is part of a continuing series on the basics, where we look at things that probably should have been taught in school if they weren’t so busy having us memorize dates (or dropping out, in my case). While […]
A quick explainer on Median vs Average to help when taking stock of your finances In this short post (part of an ongoing series on the basics), we’ll talk about the difference between median vs average, and why it’s important to pay attention to both numbers when assessing your financial […]
Explaining the basic (but life-changing!) “4% Rule” – which lays out a path to retiring safely at any age. The “safe withdrawal rate,” also commonly referred to as the 4% rule is simply this: You can withdraw 4% of your invested assets…forever! It’s not a particularly new or complicated concept, […]
Breaking Down this Blog’s Income and Expenses A criticism I often see on/about personal finance blogs, especially FIRE sites, is “you’re not retired, you run this site!” While I’m decidedly *not* retired and I also think that criticism misses the actual meaning of early retirement, the point is taken. Since […]
We take a deep-dive into the 401k loan I took in 2016 to use as a down payment. Explore the pros and cons, as well as the opportunity cost with everything factored in and decide whether a 401k loan makes sense
Zillow, Redfin, Realtors…they all have a financial interest in you selling your house; they may not be so quick to help you figure out what your actual profit is, for good reason. The grim numbers, explained…
This post will deconstruct the common misconception that getting a raise/bonus that puts you into the next tax bracket will actually end up costing you money…
How the little things (in this case…little packages) can add up to a lot when you’re buying groceries. We’ll look at how choosing between the smallest package and the biggest one at a regular grocery store can mean a 213% difference in price
We’ll show you how to save thousands a year on groceries by simply picking the package with lowest unit price